Add annual withdrawal
= Initial Withdrawal Cell
Annual withdrawal with inflation
= Initial Withdrawal * (1 + Inflation) ^ (Year - 1)
How much money did you make?
= Fixed Income Beginning * Return on Fixed Income * (1 - Ordinary Tax Rate)
Making money part 2
= Stock Holding Beginning * Return on Stocks
Add everything together
Year-End Stock Holding: = Stock Holding Beginning + Stock Return
Year-End Fixed Income Holding: = Fixed Income Beginning + Income After Tax
Total Year-End Balance: = Year-End Stock + Year-End Fixed Income
Copy over formulas to finish
Adjust model parameters
Increase initial balance
